Our team

Credit Platform's mission is to systematise credit analysis and decisioning across Monzo's products, data and geographies. We source, onboard and manage the credit bureau and external-data suppliers that power underwriting in the UK and, increasingly, across the EU. You'll join a small, high-performing team supporting an ambitious multi-market growth agenda.

Key responsibilities

• Supporting the sourcing, onboarding and day-to-day management of Credit Reference Agencies and external-data suppliers across consumer and commercial data
• Maintaining Monzo's single source of truth on what bureau (borrowing) data and products we hold, what we're contracted for, and how each is used
• Tracking and reconciling spend against supplier volumes and budgets, and surfacing cost-optimisation opportunities
• Coordinating supplier onboarding steps with Legal, Data Protection, Security and Procurement
• Helping test and evaluate new CRA and alternative-data products, and writing up findings for the squad to evaluate further
• Owning end-to-end one or more supplier relationships or EU workstreams (e.g. Open Banking scoring, a market's bureau stack), and deputising for the Credit Bureau Relationship Manager
• Leading discrete procurement/contract-lifecycle activities and shaping supplier strategy in your area

What we're looking for

• You're highly organised and thrive on keeping many moving parts in order i.e tracking actions, deadlines and follow-ups so nothing slips
• You're a clear, confident communicator, comfortable coordinating with suppliers and internal teams
• You have a sharp eye for detail across invoices, contracts, trackers and records stay accurate in your hands
• You're proactive and self-starting: you chase things down and keep work moving without being asked
• You're genuinely curious about credit-bureau data, suppliers and how they support lending and keen to build that domain knowledge
• Nice to have: exposure to procurement, supplier/vendor management, or financial services

What’s in it for you

• £43,300 to £58,500 + Incentive Awards tied to your performance
• We can sponsor your visa
• This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)
• We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team
• £1,000 learning budget each year to use on books, training courses and conferences
• We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup
• Plus lots more! Read our full list of benefits