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Salary, tax and recruitment calculators

Take-home pay, what an employee really costs, overtime, holiday pay, VAT and the cost of hiring, all on the 2026/27 UK rules. Free, instant and with every figure explained.

UK figures 2026/27 · Personal allowance
£12,570
Employee National Insurance
8 % / 2 %
Employer National Insurance
15 %
National Living Wage
£12.71/h
Standard VAT
20 %

For employees and job seekers

What a job offer is really worth: take-home pay, hourly rates, overtime and leave.

For employers

What hiring and keeping people costs, from the payslip to the recruitment budget.

For recruitment agencies

Bill rates, pay rates, on-costs and the margin left for the agency.

How the calculators work

Every calculator uses the rules in force in the United Kingdom, shows its arithmetic and names the source.

  1. 1.

    Enter a few figures

    A salary, an hourly rate or a budget. The result updates as you type, nothing is sent anywhere.

  2. 2.

    See the breakdown

    Every deduction, contribution and total on its own line, per month and per year, so the headline figure is never a black box.

  3. 3.

    Check the rules

    Each page lists the rates and thresholds it applies, the official source and the date we last checked them.

Frequently asked questions

Are the calculators free?

Yes. Every calculator is free, needs no account and sends none of your figures to a server: the arithmetic runs in your browser.

Which tax year do they use?

The 2026/27 tax year that started on 6 April 2026: the £12,570 personal allowance, the 20/40/45 % income tax bands, 8 % employee and 15 % employer National Insurance. Each page shows the date its rules were last checked.

Are the results exact?

They are estimates built on the statutory rules. Your payslip may differ because of your tax code, pension scheme, student loan, salary sacrifice or Scottish rates. For a decision that depends on the exact figure, ask your payroll or an accountant.

Can I use them for Scotland?

The salary calculators apply the rates for England, Wales and Northern Ireland. Scotland has its own six bands from 19 % to 48 %, with 21 % from about £31,000 and 42 % from about £43,700, so a £60,000 earner there pays roughly £1,700 to £1,800 a year more.