Salary, tax and recruitment calculators
Take-home pay, what an employee really costs, overtime, holiday pay, VAT and the cost of hiring, all on the 2026/27 UK rules. Free, instant and with every figure explained.
- UK figures 2026/27 · Personal allowance
- £12,570
- Employee National Insurance
- 8 % / 2 %
- Employer National Insurance
- 15 %
- National Living Wage
- £12.71/h
- Standard VAT
- 20 %
For employees and job seekers
What a job offer is really worth: take-home pay, hourly rates, overtime and leave.
Gross to net salary calculator
Take-home pay from a gross salary, with tax and National Insurance on separate lines.
Calculate →Net to gross salary calculator
The gross salary to negotiate so a given net lands in your account.
Calculate →Hourly to monthly salary calculator
An hourly rate as a weekly, monthly and annual figure, from your hours per week.
Calculate →Overtime pay calculator
Your hourly rate from the salary and what the extra hours pay at your contract's premium.
Calculate →Holiday pay calculator
What a day of leave is worth and what your unused holiday pays out.
Calculate →Freelance hourly rate calculator
The hourly and day rate you need to charge to take home what you want.
Calculate →
For employers
What hiring and keeping people costs, from the payslip to the recruitment budget.
Total employer cost calculator
Gross salary plus employer National Insurance and pension: the real cost of a hire.
Calculate →Cost per hire calculator
Advertising, agency fees, recruiter time and onboarding divided by the hires they produce.
Calculate →Employee turnover cost calculator
How many people leave each year and what replacing them really costs.
Calculate →VAT calculator
Add VAT to a net price or strip it from a gross one at the UK rates.
Calculate →
For recruitment agencies
Bill rates, pay rates, on-costs and the margin left for the agency.
Recruitment agency margin calculator
Pay rate, on-costs and bill rate: the markup and margin on every placed worker.
Calculate →Client bill rate calculator
The hourly rate to quote a client so the margin you want is left after the worker's full cost.
Calculate →Placement fee calculator
The fee a permanent placement earns, what the search cost, and the profit it leaves.
Calculate →
How the calculators work
Every calculator uses the rules in force in the United Kingdom, shows its arithmetic and names the source.
- 1.
Enter a few figures
A salary, an hourly rate or a budget. The result updates as you type, nothing is sent anywhere.
- 2.
See the breakdown
Every deduction, contribution and total on its own line, per month and per year, so the headline figure is never a black box.
- 3.
Check the rules
Each page lists the rates and thresholds it applies, the official source and the date we last checked them.
Frequently asked questions
Are the calculators free?
- Yes. Every calculator is free, needs no account and sends none of your figures to a server: the arithmetic runs in your browser.
Which tax year do they use?
- The 2026/27 tax year that started on 6 April 2026: the £12,570 personal allowance, the 20/40/45 % income tax bands, 8 % employee and 15 % employer National Insurance. Each page shows the date its rules were last checked.
Are the results exact?
- They are estimates built on the statutory rules. Your payslip may differ because of your tax code, pension scheme, student loan, salary sacrifice or Scottish rates. For a decision that depends on the exact figure, ask your payroll or an accountant.
Can I use them for Scotland?
- The salary calculators apply the rates for England, Wales and Northern Ireland. Scotland has its own six bands from 19 % to 48 %, with 21 % from about £31,000 and 42 % from about £43,700, so a £60,000 earner there pays roughly £1,700 to £1,800 a year more.